What We Offer
Specializing in non-life insurance, we provide coverage for a wide range of risks with products each designed to fit your unique needs
- Fire Insurance: Fire insurance is a form of property and its belongings insurance that covers damage and losses caused by fire, lightning and or explosion. It can be purchased as a standalone policy or additional perils (risk coverage) like Earthquake, Flood, Hurricane, Smoke, Glass, Terrorism etc can be added to the main policy to help cover the cost of replacement, repair, or reconstruction of property at the limit set by the property insurance policy. Fire insurance policies typically contain general exclusions such as war, nuclear risks, and similar perils. Damage caused by a fire set deliberately is also not covered.
- Third Party (Motor) Insurance: This is a compulsory insurance by law in North Cyprus. Every vehicle in traffic must have insurance where minimum coverage limits are determined by the State. It covers the liability of drivers of the motor vehicle as a result of their negligent acts or omissions in respect of the payment of compensation in the event that they cause an accident by using the vehicle. Third-party insurance protects you against the risk of paying potentially high claims.
- Comprehensive/Full Vehicle Insurance: It is a type of motor vehicle insurance that covers all risks to the vehicle, whether it is parked or in traffic. These risks include damage resulting from traffic accidents, hit and run accidents, vehicle fire, theft or attempted theft, and personal damages.
- Personal Accident Insurance: Personal Accident insurance will provide compensation in the event of death, permanent or temporary disability due to an accident.
- Theft & Burglary Insurance: It covers you against loss of your belongings at home or business as a result of theft or attempted theft involving forcible or violent entry from your property premises.
Other Accident Insurances:, Glass, Money in Transit, Fidelity, Lift,
- Engineering: CAR/EAR, Machinery Breakdown, and Electronic Equipment
- Fidelity guarantee insurance (FGI) : exists to protect your firm or organisation against theft of the firm’s own money, securities or property (goods held in trust) by an employee, partner, contractor or volunteer. FGI can also be known as first-party fraud, theft or employee dishonesty cover.
- Contractors All Risks Insurance (CAR) : offers cover for damage to the project being built or renovated, existing buildings, installations, equipment and machinery used on the construction site due to sudden and unforeseen circumstances, as well as the liability of the parties involved to third parties (Civil Liability)
- Machinery Breakdown Insurance: provides insurance to the damage of machinery and equipment due to technical operation or physical causes.
- Electrical Equipment Insurance: This type of cover applies in the event of accidental loss or damage to your electrical appliance or equipment.
- Money/Cash in Transit Insurance: This is an insurance policy that covers against loss of money while in the insured premises locked in a safe, in transit en route to a final destination and while in custody of and authorized employee.
- Elevator Third Party Liability Insurance: This policy covers the legal liability for bodily injury or property damage resulting from the ownership, maintenance, or use of elevators, escalators, lifts, or hoists.